Private lending for serious investors
DSCR, fix & flip, bridge and ground-up. No tax returns, no income verification, and a real person managing the file from term sheet to wire.
Deal pricer
Three answers gets you a range. Every detail you add after that tightens it. Nothing here asks for your credit or your documents.
Short-term money doesn't price in a widget - it moves on your track record and the project. Up to 90% of purchase and 100% of rehab on the right file, priced on a 10-minute call. Same rule as everything else here: real terms or a straight no, same day.
The process
Every step, who does it, how long it takes, and what I do when it goes sideways. Tap any step to see the honest version.
Paperwork, honestly
No tax returns, no W2s, no income documents on any of these. Pick your deal - here's your whole list, and everything we chase so you don't have to.
Nothing is collected until you have terms you like.
Step 4 · the only money before closing
When the terms are agreed, one deposit moves your file into active processing. It is not a flat fee: we draw on it as costs come in, itemise every dollar on your closing statement, and credit the unused balance back at closing. Most files get money back.
Single property, 1-4 units. Drawn as costs are incurred, unused balance credited back at closing. Multi-property and commercial are priced on the call.
Most people do this right after our call, not before it.
Refer and earn
Send them our way and get paid when the loan funds. Your client stays your client. Business-purpose investment loans only.
Their name and number. We take it from there and keep you posted at every status change.
Introduce us by email or text and get them on a call. Twice the fee, because a warm intro closes at more than twice the rate.
Resources
From term sheet to wire, a single deal manager runs your whole file - lender, title, insurance, conditions. If something is going wrong on your deal, you'll hear it from us before you have to ask.