Adler Capital
Investment Lending & Debt Advisory
Fast-Track Intake
Document Submission Checklist
Simple, itemized requirements to issue written loan terms within hours and move your file straight to closing.
Phase 1: To Receive Term Sheet & Pricing
- Property Address (including unit numbers for multi-unit properties).
- Purchase Contract (for purchases) or Current Mortgage Payoff Statement (for refinances).
- Target Loan Amount or Target Leverage (LTV).
- Current or Projected Monthly Rental Income (or AirDNA projection for short-term rentals).
- Annual Property Taxes, Hazard Insurance estimate, and monthly HOA dues (if applicable).
- Estimated Credit Score Band and primary borrower/guarantor name.
Phase 2: Formal Underwriting & Appraisal Order
- Executed Adler Capital Term Sheet.
- Signed Soft Credit Authorization (Zero score impact - completed digitally).
- Appraisal Deposit paid via secure card rail.
- Two (2) consecutive months of asset/bank statements for the borrowing entity or guarantor.
- Copy of Driver's License or Government Photo ID for all 20%+ guarantors.
- Corporate Entity Documents: Articles of Organization, Operating Agreement, and IRS EIN Confirmation Letter.
- Executed Lease Agreement (for tenant-occupied units) or Form 1007 Market Rent Appraisal Schedule (for vacant units).
Phase 3: Fix & Flip / Renovation Specifics (If Applicable)
- Detailed, itemized Scope of Work budget breakdown with timeline.
- Prior Real Estate Track Record: Summary list of past 12-36 months completed flip/hold projects with addresses.
- General Contractor Information, license copy, and certificate of insurance (if third-party GC utilized).
Ready to structure or price a scenario?
Speak directly with our underwriting desk or submit your deal online.
Indicative pricing and parameters are for informational purposes and do not constitute a commitment to lend. All loans subject to underwriting, asset evaluation, title, and final credit approval. Business-purpose financing on non-owner-occupied investment property only. Not consumer mortgage credit. Adler Capital · (305) 853-9040 · info@adlercapital.us.